Investment

The true value of gold: market prices and your investment

Unlike fashion jewellery or even diamond pieces, which lose value the moment they leave the showroom, high-karat gold jewellery works on a different economic principle. The value of your 916 or 999 gold piece is linked to the global commodities market.

How gold pricing works

The retail price of gold jewellery follows a transparent formula: the live international spot price of gold per gram, multiplied by the weight of the piece, plus a workmanship fee, often called a premium or making charge. Because the spot price moves daily with global economic conditions, the value of your jewellery moves with it.

In times of economic uncertainty, gold prices typically rise. A 50-gram 916 gold necklace bought a decade ago has likely doubled in intrinsic value today.

Trade-ins and liquidity

One of the defining features of buying high-karat gold from a reputable jeweller such as Chempaka is liquidity. Our members enjoy guaranteed trade-in valuations based on real-time market rates. That lets you upgrade your jewellery over time without losing the investment you first made.

When you buy 916 or 999 gold, you are not just buying an accessory. You are turning your wealth into something wearable, portable and recognised around the world.